Monthly Archives: November 2016


What insurance cover do new cafe owners need?

2016-11-22T15:24:15+08:00November 22nd, 2016|

When you start a new business, there are a range of different factors you will need to consider when it comes to finding the right solution for your needs. This is especially true for cafe owners, including those new in the industry and are setting up their first operation. While there are probably a hundred different concerns that [...]

Is your cafe responsible for a guest’s food allergy?

2016-11-22T15:22:20+08:00November 22nd, 2016|

Food allergies are difficult to live with, as some particular reactions can be life-threatening. Individuals with such an allergy are often required to avoid a long list of foods and ingredients. As a cafe owner, it is your responsibility to take any reasonable precautions if a guest informs you of an allergy. This includes actioning safe food [...]

What will work for you – Workers Comp or Income Protection?

2018-02-16T15:17:04+08:00November 2nd, 2016|

Accidents happen every day!! What would you do if that accident happened to you and how can you cover yourself? Do you need workers comp or income protection?  Or both? More injuries are sustained at home (37%) or during periods of leisure (27%) than in the workplace (25%) with sporting injuries [...]